Coverage for the Risks Other Markets Won't Touch
When traditional markets say no, we provide fast, A-rated workers’ comp coverage that gets your clients bound and back to work.
Find the Path That Fits Your Needs
A Smarter Platform for Complex Workers’ Compensation Risks
Need a workers’ compensation solution for a challenging account or interested in becoming an appointed partner? Work Comp Now makes it simple to connect with the right resources and move forward with confidence.
Request a Free Quote
Get a clear path forward for your client’s workers’ compensation needs. Work Comp Now helps appointed agents access specialty solutions for complex accounts with speed and expertise.
- Rapid Access to Solutions
- Specialty Market Expertise
- Responsive Broker Support
Get Appointed
Gain access to a streamlined platform built for agents who need more options for their clients. Become appointed with Work Comp Now and unlock specialty workers’ compensation resources.
- Simple Onboarding Process
- Nationwide Agent Access
- Technology & Personal Broker Support
Not Sure Where to Start?
Our team can help guide you toward the right path based on your agency needs and the type of account you are looking to place.
Nationwide Access to A-Rated Markets
Changing the Way Agencies Access Hard-to-Place Coverage
Work Comp Now was created to simplify the process of obtaining bindable, AM Best A-rated rapid workers’ compensation quotes for appointed agents. Founded by industry entrepreneurs Ralph Mencia and Greg Craddock, Work Comp Now combines more than 60 years of combined experience with a technology-driven platform designed to help agencies access solutions for complex and hard-to-place accounts.
By bringing together specialty market access, responsive underwriting, and a streamlined digital experience, Work Comp Now helps agents move challenging risks forward with greater speed and confidence.
Complex risks require a smart approach. Work Comp Now delivers it.
Industries We Support
Built for the Risks Other Markets Avoid
Work Comp Now helps brokers place workers’ compensation risks across industries that often require deeper review, stronger market access, and specialty underwriting support.
Construction
Coverage support for contractors, trades, and high-hazard construction-related accounts.
Staffing
Workers’ comp solutions for staffing risks with changing payroll, class codes, and placement needs.
Transportation
Support for accounts where driving exposure, payroll, and loss history can make placement difficult.
Healthcare
Workers’ compensation access for care-based businesses with complex employee exposure.
Manufacturing
Solutions for production, warehouse, and industrial accounts that need specialty review.
High Ex-Mod Accounts
Support for businesses with challenging loss history, higher experience mods, or limited market options.
Get a Quote in Minutes
Rapid Access to Workers’ Compensation Solutions
Work Comp Now gives brokers a more direct way to start the workers’ compensation quote process. Appointed agencies can access rapid quote opportunities through a platform built to reduce friction and support difficult account placement.
Start With a Few Details
Submit your information to begin the process of accessing specialty workers’ compensation solutions through Work Comp Now’s platform.
How to Get Appointed
Gain Access to a Better Way Forward
Gain access to a connected platform built to help agencies support complex risks with specialty workers’ compensation solutions, advanced technology, and dedicated industry expertise.
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Start the Conversation
Complete a brief agency profile so we can better understand your business, your clients, and how Work Comp Now can support your workers’ compensation needs.
Receive Your Platform Access
Once approved, you will receive secure credentials to access the FastechHR platform and begin exploring available solutions.
Explore Specialty Solutions
The submission is evaluated for available workers’ compensation options, quote paths, specialty programs, or A-rated market solutions.
Grow With a Dedicated Partner
Work with experienced professionals who understand your accounts and are committed to helping your agency serve more clients.
FastechHR
More Than Coverage. A Complete Solution.
FastechHR provides businesses with an integrated approach to managing workers’ compensation, payroll, human resources, and claims administration through one streamlined platform.
Designed for organizations with unique workforce challenges, FastechHR leverages technology, data-driven insights, and industry experience to create tailored solutions that improve performance and strengthen risk management strategies. From high-hazard industries to complex workforce operations, FastechHR helps businesses navigate challenges with greater clarity and confidence.
Platform Advantage
Built Around the Way Brokers Work
Not every workers’ compensation partner is built the same. Work Comp Now was designed around the needs of today’s agents and brokers, combining responsive service, innovative technology, and specialty market expertise to help place complex risks more efficiently.
Traditional Approach
- Longer turnaround times
- Limited pricing flexibility
- Higher collateral expectations
- Transaction-focused support
- Limited ongoing partnership
Work Comp Now
- Rapid quoting platform
- Multiple deductible strategies for competitive pricing
- Reasonable collateral requirements
- Agent-first service model
- Dedicated commitment to agency success
AM Best A-Rated Carrier Access
Nationwide Market Access
High-Hazard Industry Expertise
Technology-Driven Platform
Frequently Asked Questions
Knowledge That Moves You Forward
The right information can make all the difference when navigating complex workers’ compensation opportunities. Browse our most frequently asked questions to learn more about partnering with Work Comp Now and accessing specialty solutions.
What types of workers’ compensation accounts are considered hard to place?
Hard-to-place workers’ compensation accounts typically include businesses with high experience modification factors (high ex-mods), prior claims issues, lapses in coverage, distressed financial situations, multi-state operations, unusual classifications, high-hazard exposures, or recent non-renewals. Industries such as construction, staffing, transportation, trucking, healthcare, manufacturing, and maritime operations often require a more specialized approach because standard markets may have limited appetite or stricter underwriting requirements.
Can Work Comp Now help with a workers’ compensation account that has already been declined?
Yes. One of the primary reasons agents work with Work Comp Now is to explore options for workers’ compensation accounts that have been declined, non-renewed, or heavily restricted by traditional markets. While every account is different, our platform is designed to evaluate challenging risks and identify potential specialty market solutions that may not be available through a standard placement process.
How quickly can a broker receive a workers’ compensation quote?
Timing depends on the complexity of the account, but Work Comp Now was built to provide rapid access to workers’ compensation quote opportunities through a streamlined technology-driven process. Simple accounts may move quickly, while more complex risks may require additional underwriting review. The goal is to reduce unnecessary delays and provide brokers with clear direction as efficiently as possible.
Do you offer workers’ compensation solutions for high ex-mod accounts?
Yes. Work Comp Now regularly works with high experience modification (high ex-mod) workers’ compensation accounts that require additional underwriting consideration. These accounts often benefit from a specialty market approach, alternative program structures, or more experienced review of the business’s operations, claims history, and risk management practices.