Built Around the Needs of Agents
Why Brokers Choose Work Comp Now
Specialty Access Without the Complexity
Work Comp Now gives brokers a faster, more efficient way to navigate hard-to-place workers’ compensation risks through specialty expertise, responsive support, and access to trusted AM Best A-rated market solutions.
Nationwide Assistance
Built for Brokers Who Need Better Options.
Finding solutions for complex workers’ compensation accounts should not require navigating unnecessary barriers. Work Comp Now was built to give brokers a more direct path to specialty access with the technology, market relationships, and expertise needed to move challenging risks forward.
The goal is simple:
Help brokers access better solutions, respond faster to clients, and confidently pursue opportunities that require a more specialized approach.
Core Advantages
Why Agents Work With Work Comp Now.
Work Comp Now is not designed like a traditional insurance platform. We combine technology-driven efficiency with industry expertise to give brokers a faster way to explore specialty workers’ compensation opportunities.
Rapid Quote Capabilities
Timing matters when placing complex accounts. Our streamlined platform helps brokers move opportunities forward quickly while providing access to the information needed to identify available solutions.
Specialty Risk Expertise
We focus on workers’ compensation accounts that require a more experienced approach, including high-hazard industries, challenging loss histories, elevated experience mods, and complex workforce structures.
A-Rated Market Access
Brokers gain access to workers’ compensation solutions supported by trusted AM Best A-rated carrier relationships and specialty market opportunities.
High-Hazard Industry Knowledge
Construction, staffing, transportation, healthcare, manufacturing, and other complex industries require more than a standard approach. Our team understands the exposures and challenges behind these risks.
Responsive Underwriting Support
Complex accounts require clear communication and practical direction. Our team works closely with brokers to provide timely feedback and help identify the best path forward.
Broker-Focused Relationships
Work Comp Now is built around supporting agencies and protecting broker relationships through a dedicated, service-driven approach.
The Problem We Solve
When Standard Markets Fall Short
Not every workers’ compensation account fits within traditional market guidelines. Brokers may face limited appetite, delayed responses, unclear direction, or challenges finding a carrier willing to take a closer look.
The Traditional Process
A difficult account may encounter:
- Limited carrier appetite
- Lengthy review processes
- Unclear next steps
- Fewer available options
The Work Comp Now Approach
Work Comp Now provides a specialty access path designed for complex risks, helping brokers quickly determine available opportunities and connect with solutions built around challenging accounts.
Built for Complex Risk
Support for the Accounts That Need More Expertise
Work Comp Now specializes in opportunities where experience, flexibility, and specialty market access make the difference.
High-Hazard Industries
Support for businesses with increased operational exposure, complex classifications, and specialized workers’ compensation needs.
High Ex-Mod Accounts
Solutions for employers with challenging loss histories, elevated experience modifications, or accounts requiring additional market consideration.
Declined or Difficult Renewals
A resource for brokers when traditional options have been exhausted or a client needs a different approach.
Multi-State or Payroll Complexity
Support for businesses with multiple locations, diverse employee classifications, and complicated payroll structures.
Startups & Emerging Businesses
Coverage solutions for newer businesses that may need additional guidance navigating workers’ compensation requirements.
Trusted Support
A Partner for Serious Work Comp Risks.
Work Comp Now combines decades of workers’ compensation knowledge with modern technology to create a more efficient experience for brokers handling complex risks.
60+ Years of Combined Experience
AM Best A-Rated Market Access
Supporting Agencies Nationwide
Technology With Personal Support
Frequently Asked Questions
Knowledge That Moves You Forward
The right information can make all the difference when navigating complex workers’ compensation opportunities. Browse our most frequently asked questions to learn more about partnering with Work Comp Now and accessing specialty solutions.
What types of workers’ compensation accounts are considered hard to place?
Hard-to-place workers’ compensation accounts typically include businesses with high experience modification factors (high ex-mods), prior claims issues, lapses in coverage, distressed financial situations, multi-state operations, unusual classifications, high-hazard exposures, or recent non-renewals. Industries such as construction, staffing, transportation, trucking, healthcare, manufacturing, and maritime operations often require a more specialized approach because standard markets may have limited appetite or stricter underwriting requirements.
Can Work Comp Now help with a workers’ compensation account that has already been declined?
Yes. One of the primary reasons agents work with Work Comp Now is to explore options for workers’ compensation accounts that have been declined, non-renewed, or heavily restricted by traditional markets. While every account is different, our platform is designed to evaluate challenging risks and identify potential specialty market solutions that may not be available through a standard placement process.
How quickly can a broker receive a workers’ compensation quote?
Timing depends on the complexity of the account, but Work Comp Now was built to provide rapid access to workers’ compensation quote opportunities through a streamlined technology-driven process. Simple accounts may move quickly, while more complex risks may require additional underwriting review. The goal is to reduce unnecessary delays and provide brokers with clear direction as efficiently as possible.
Do you offer workers’ compensation solutions for high ex-mod accounts?
Yes. Work Comp Now regularly works with high experience modification (high ex-mod) workers’ compensation accounts that require additional underwriting consideration. These accounts often benefit from a specialty market approach, alternative program structures, or more experienced review of the business’s operations, claims history, and risk management practices.